Hospitalisation Plan Singapore – Access to Quality Healthcare Services

 

Nowadays hospitalisation in any country can dig a major hole in your pocket, especially if you opt for private healthcare. The same is the scenario in Singapore, although the government of this city state has made basic health insurance compulsory. Hence if you opt for the basic wards in public hospitals then you are already covered.

However, if you want better wards and private hospitals then you need to buy extra hospitalisation plan Singapore from one of the many health insurance companies in this city state. The insurance companies here have designed different types of hospitalisation insurance plans that cater to people with different requirements.

We all know that hospitalisation is very expensive, but then so is the pre and post hospitalisation treatment. This is where the private insurance companies in Singapore come into the picture. They provide specially designed riders that cover the hospitalisation in private hospitals, and the expenses of diagnostic tests, medicines, home care etc. Hence we can see that healthcare for Singaporean citizens and permanent residents is completely covered.

However, the government has also made provisions for protecting the interests of the insurance companies providing hospitalisation plan Singapore or any other kind of health insurance. Under this provision, the patient has to pay the hospital bill from their own pocket and then get it reimbursed by the health insurance company.

This ensures that patients do not take undue advantage of insurance cover and book the most expensive deluxe rooms in private hospitalisation or simply keep getting tests done which may not be required at all. Hence we can see that in Singapore the system of health care insurance is balanced and provides the best benefits to the patients and insurance companies, both.

So if you are a Singaporean citizen or permanent resident then you need not worry about getting the best of health care in this city state. Of course private hospitals are more comfortable, but even the public hospitals provide best care.
Location: Singapore

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